Terms & Conditions
Version 2026-06-08 · Last updated [PLACEHOLDER: date]
1. Acceptance
By creating an account or using Wallet Tracker (the “Service”), you agree to these Terms. If you do not agree, do not use the Service. The Service is operated by [PLACEHOLDER: legal entity / individual name].
2. The Service & “as is”
The Service helps you track card spending and estimate rewards from data you provide. It is offered on an “as is” and “as available” basis with no warranties of any kind.
3. Estimates are not guaranteed
Spending figures, categorisations, and rewards/miles calculations are estimatesand may be inaccurate or out of date. They are not financial advice. Always verify against your bank's own statements and your card issuer's official terms before relying on them.
4. Your responsibilities
You are responsible for your own bank and card issuer agreements, for the accuracy of data you forward or upload, and for keeping your account credentials secure. You must comply with [PLACEHOLDER: acceptable-use specifics] and must not misuse, attack, or attempt to access other users' data.
5. Account termination
You may stop using and delete your account at any time. We may suspend or terminate accounts that breach these Terms or [PLACEHOLDER: other grounds], with notice where practicable.
6. Limitation of liability
To the maximum extent permitted by law, the Operator is not liable for any indirect, incidental, or consequential loss, or for any decision made in reliance on the Service's estimates. [PLACEHOLDER: liability cap.]
7. Changes to these Terms
We may update these Terms; material changes will be indicated by a new version date. Continued use after a change means you accept the updated Terms.
8. Governing law
These Terms are governed by the laws of Singapore, and the courts of Singapore have exclusive jurisdiction over any dispute.
9. Contact
[PLACEHOLDER: contact email] · [PLACEHOLDER: mailing address].